Property Portfolio Finance

Professional investors and private landlords with more than one buy to let property often require specialist funding to enable them to expand their property portfolio and ensure it is delivering the best returns possible.

Using separate buy to let mortgages on each individual property can not only be more expensive than alternative funding but can also restrict the ability of the investor to leverage the full extent of their borrowing power.  Using portfolio finance can help to reduce costs as well as spread the risk across a range of properties and maximise the potential for returns.

At Key Solutions we have years of experience of working with investors and landlords helping them to secure a portfolio mortgage. So whether you have two properties or 100+ we have access to specialist lenders that can provide funding based on your entire property portfolio.

What is portfolio finance and what are its benefits?

Landlords can secure buy to let portfolio finance on all types of property including student lets, houses with multiple occupants, (HMO’s), professional lets, company lets, short leasehold properties, and more. There are a number of benefits to obtaining such finance including:

  • One mortgage account and one direct debit.
  • Allows you to borrow above the value of an individual property.
  • Possibility to calculate the overall rental income percentage over your entire portfolio to support additional property purchases.
  • Makes future remortgaging significantly easier if you only have one account to consider.

Making it easier to manage your property portfolio

If you are looking for a mortgage broker that understands the requirements of a professional buy to let landlord and how to maximise funding from their portfolio then look no further.  Give our team of specialist mortgage advisers a call on 0800 138 5856 or get in touch below. 

Our advice to you is also backed by our unique unconditional service and 100% mortgage guarantees which means you can proceed with absolute confidence that you will get a guaranteed mortgage and the very best service! Read more about our guarantees.

Our Happy Customers!

Handy Property Portfolio Finance UK Advice & Articles

The dream of homeownership in the UK can feel increasingly out of reach. Rising house...
With the rising cost of property, buying your first home is a goal that is...
Are you considering buying a house at auction? You’re in luck! Our comprehensive guide will...
Buying a home is an exciting and significant milestone in anyone’s life. For most, securing...
If you’re going through the process of getting a mortgage or buying a house, you...
Buying a property is a long-winded, difficult process. There are so many different elements and...
Are you a first-time buyer in the UK dreaming of owning your own home? Congratulations...
If you’re in the process of buying a house, you may be wondering about property...
What comes first: buying a new house or selling yours first? Just like the chicken...
You might think when purchasing a new home that a house survey is an unnecessary...
When you’re getting a mortgage, there are many unfamiliar terms you may come across. Understanding...
Are you a homeowner aged over 55 based in the UK? If so, it is...
Securing a mortgage can be difficult and confusing at the best of times. And if...
Skipton Building Society launches ‘Track Record Mortgage, a 100% mortgage (£0 deposit) that encourages renters...
Renovation costs should be top of mind if you are planning a house renovation. New...
Over 50 and concerned about getting a mortgage? As you get closer to retirement age,...
The mortgage process can be long and frustrating, so the last thing anyone wants is...
Your credit report is used by mortgage lenders to decide whether you’re a low-risk consideration...
After what seems like years of searching, you’ve found your dream home. It’s in an...
When it comes to buying a home, there’s more to consider than just finances. Although...
When it comes to figuring out the right mortgage for you, the variety of choices...
We understand how important it is for our customers to stay informed, especially when it...
 Is now a good time to buy a house? It’s a question we often get...
Wondering if you can pay a mortgage off early? And if it is even worth...
When you apply for a mortgage in the UK, the lender will need a number...
Dawn was trying to buy her first home. She had tried a number of mortgage...
As a single applicant trying to buy her first home in London, alongside long hours...
According to data from Nationwide, UK house prices are finally falling slightly. They fell 0.9%...
With the huge increase in interest rates, almost daily we are being asked whether it...
Skipton Building Society launches ‘Track Record Mortgage, a 100% mortgage (£0 deposit) that encourages renters...
Is now the best time to remortgage? Should I switch my mortgage rate now? We’re...
House prices have fallen for the first time since June 2020 by 0.9%. This is...
Stamp Duty is a major cost to budget for when it comes to purchasing your...
Everyone across the UK is facing higher living costs, but with little or no extra...
Are you thinking of taking your first step on the housing ladder? A key part...
When selecting a mortgage, it’s important to look at more than just the monthly repayments...
Going through a divorce or separation is stressful at the best of times, but also...
Mortgage refinancing or remortgaging is a subject we love to talk about often. We’ve written...
Nothing makes us happier than when we are helping others, which is why each year...
Taking your first step on the housing ladder is a very exciting time, however there...
If you’re wondering if you can get a mortgage when you are self-employed, you’ve come...
Buying your first home is a big step and a very exciting time in anyone’s...
Whether you are buying your first home, moving house, or looking to remortgage, you’re probably...
At a time when it seems to be increasingly difficult to purchase a property due...
Last week some of the team had the privilege and very humbling experience of visiting...
The first time buyer mortgage market is still strong in the UK, with lenders offering...
You may have heard of the term ‘adverse credit’ but what actually is this? Adverse...
“How long are mortgage applications taking?”, “How long after valuation to mortgage offer” and “How...
A second charge mortgage is essentially a second mortgage on your property. If you wish...
Today we are sharing our top tips on what you can do to improve your...
Now may be the best time to remortgage and save money on your monthly mortgage...
As a business, we always want to give back and help people and causes all...
If you are interested in understanding how to pay off your mortgage quickly then we...
We are so excited to announce that for the second year running we have been...
Whilst circumstances are going to differ from person to person, it definitely pays to discuss...
Nobody likes to think about the worst happening to them or their family. At a...
IR35 is a bit of a head scratcher and with the new rules coming into...
While most homeowners have a mortgage, many don’t realise that they could save money by...
One of the most common questions we get asked at the moment is about getting...
You have probably seen the news but we wanted to let you know the property...
There are many benefits of being mortgage free in the UK; from freeing up funds...
You read that correctly. We are the officially the best Mortgage Broker in the UK!...
The Help to Buy Scheme recently celebrated its 5th birthday this year!