Professional investors and private landlords with more than one buy to let property often require specialist funding to enable them to expand their property portfolio and ensure it is delivering the best returns possible.
Using separate buy to let mortgages on each individual property can not only be more expensive than alternative funding but can also restrict the ability of the investor to leverage the full extent of their borrowing power. Using portfolio finance can help to reduce costs as well as spread the risk across a range of properties and maximise the potential for returns.
At Key Solutions we have years of experience of working with investors and landlords helping them to secure a portfolio mortgage. So whether you have two properties or 100+ we have access to specialist lenders that can provide funding based on your entire property portfolio.
What is portfolio finance and what are its benefits?
Landlords can secure buy to let portfolio finance on all types of property including student lets, houses with multiple occupants, (HMO’s), professional lets, company lets, short leasehold properties, and more. There are a number of benefits to obtaining such finance including:
- One mortgage account and one direct debit.
- Allows you to borrow above the value of an individual property.
- Possibility to calculate the overall rental income percentage over your entire portfolio to support additional property purchases.
- Makes future remortgaging significantly easier if you only have one account to consider.
Making it easier to manage your property portfolio
If you are looking for a mortgage broker that understands the requirements of a professional buy to let landlord and how to maximise funding from their portfolio then look no further. Give our team of specialist mortgage advisers a call on 0800 138 5856 or get in touch below.
Our advice to you is also backed by our unique unconditional service and 100% mortgage guarantees which means you can proceed with absolute confidence that you will get a guaranteed mortgage and the very best service! Read more about our guarantees.