Making remortgaging easy and helping you save money!

Remortgage deals to make you smile, from the friendliest mortgage advisers in the country.

We’re a ‘whole of market’ broker, so you can compare deals from nearly every lender on the market.

We’re an award winning broker, with a 5.0 rating on Trustpilot from over 2,700 reviews!

You won’t be put in a system, you’ll be put through to a person, who cares about you.


Looking to remortgage? There are a significant number of remortgage offers available on the market and we are here to help you find the best one! We search the whole market to find you the best remortgage deal possible for your specific circumstances.

If you are considering moving your mortgage to a new lender to save money, secure a better rate or raise additional funds from your property, our team of specialist mortgage and protection advisers can help.

If you would like to quickly understand how much you could remortgage for and how much money you can save, complete our remortgage calculator below.

Find out how much you can borrow with our free mortgage calculator.

Our calculator is designed to make things easier for you, giving you a quick guide on how much you can borrow for any residential mortgage.

We take live information from nearly every mortgage lender in the market to give you an idea of your personal mortgage affordability, based on your income and outgoings.

All you need to do is fill in your information and your mortgage affordability will be displayed to you in a matter of minutes.

What is remortgaging?

A remortgage is a new or additional loan that you take out on your existing property without selling it, either with the same or a different lender. Before proceeding with a remortgage, it’s essential to carefully consider your financial situation and consult with a mortgage advisor or financial professional to determine if it’s the right decision for you!

Why should I remortgage?

Most people take a mortgage with a fixed rate to give security and clarity over monthly payments for a set period of time (most commonly 2 or 5 years). At the end of this set period your mortgage will then move to a standard variable rate which will very likely be at a much higher interest rate and a higher monthly mortgage cost.

You can remortgage at this point, or equally at any point during your mortgage term, to save money on your monthly mortgage payments or release money from the equity in your property.

Many people choose to stick with their same lender when it’s time to pick a new mortgage product but this is often not the best thing! Moving to a new lender could save you significant money and give you more features on your mortgage which you may not get with your existing lender.

There are lots of things to consider when remortgaging, and we are here to help you every step of the way!

How to remortgage with Key Solutions

Provide your details

Get in touch with our friendly team of advisors and provide them with all the information they need so they can start finding the best mortgage offers for you, specific to your needs.

Compare remortgage deals

Our expert remortgage advisors will use the entire mortgage market to find you a selection of the best deals, and give you a call to discuss the best remortgage offers they have.

Wait for your remortgage offer

Once you’ve chosen the best remortgage deal for you, our advisors will be with you through each step of the way, until you’ve successfully remortgaged your home!

Why choose Key Solutions for remortgaging deals?

Your mortgage guaranteed

If we say you qualify for a mortgage then we will stand by that decision and provide a 100% mortgage guarantee to you that you can get the funding you require. If we don’t we will refund any associated cost you have incurred.

Your happiness guaranteed

Our advice to you is backed by our unique unconditional service guarantee which means if you are not happy with the service that we provide just tell us why and we will immediately refund any fees that you have paid us.

Every mortgage in the market

As a trusted whole of market broker we have access to every mortgage product on the market as well as access to exclusive rates you won't get by going direct to a bank.

Quick and easy process

We will complete all research, administration and chasing on your behalf so you don’t have to worry about a thing! So leave it with us and your new mortgage offer will be with you quicker than you know it!

Our Happy Customers!

Finding you the best remortgage deals in the UK

To find out more and to let us help you with your mortgage and protection needs please give
us a call us on 0800 138 5856 or get in touch below.

FAQs About Remortgaging

Remortgage rates in the UK can vary depending on various factors, including the lender, your credit score, the loan-to-value ratio, and the current economic conditions. It’s best to contact a mortgage broker to get up-to-date information on the current remortgage rates specific to your situation.

These mortgages typically offer favourable terms, such as lower interest rates and higher borrowing limits, to accommodate the potential for career growth and increased earning potential among young professionals.

The best way to remortgage in the UK is to work with a mortgage broker. They can assess your financial situation, compare offers from various lenders, and help you find the most suitable remortgage deal tailored to your needs and circumstances.

The best bank for remortgaging depends on your individual financial situation, including your credit history, the amount you want to borrow, and your goals. A mortgage broker can help you identify the most suitable lender by considering these factors and more.

Remortgaging in the UK involves switching your existing mortgage to a new one, sometimes with a different lender. This is done to potentially secure a lower interest rate, release equity, or change the terms of your mortgage. Your mortgage broker will guide you through the process, which typically involves applying for a new mortgage, a valuation of your property, and legal work.

The ideal time to remortgage varies depending on your specific circumstances and the terms of your existing mortgage. It’s generally a good idea to consider remortgaging when your current deal is coming to an end or when you can secure a better rate that will save you money over the long term. Your mortgage broker can advise you on the best timing.

When remortgaging, banks typically look at your credit score, income, expenses, and the loan-to-value ratio (LTV). They also assess the property’s value through a valuation. Your mortgage broker will help you prepare your application and ensure you meet the lender’s criteria.

Yes, your property is typically revalued when you remortgage. The lender will assess its current value to determine the loan-to-value ratio, which can affect the terms of your new mortgage.

While the lender will arrange a valuation as part of the remortgage process, you may consider getting an independent valuation if you believe your property’s value has increased significantly since your last valuation.

Yes, you can sell your house after remortgaging. However, it’s important to consider any early repayment charges or penalties associated with your new mortgage. Your mortgage broker can provide guidance on the implications of selling your house after a remortgage.