The Different Types of Property Searches and Why They’re Key to Your House Hunt

Photo collage with a magnifying glass and paper houses on hand

If you’re in the process of buying a house, you may be wondering about property searches and how they can impact your purchase decision. But are searches necessary when buying a house? Yes! These searches are essential as they provide crucial information that can affect your purchase decision and ensure that you are making a good investment. Let’s look at the different types of property searches and why they are key to your house hunt.

What are searches when buying a house?

Searches are a vital part of the conveyancing process when buying a house. They involve your solicitor or conveyancer conducting various checks and searches to ensure that the property is suitable for purchase and to identify any potential issues that could affect the property’s value or your ownership of it.

What searches are done when buying a house?

There are several types of property searches that your solicitor or conveyancer may conduct. Some of these include:

Local Authority Searches – These will help to clarify information about the local area, such as whether the property is subject to any planning restrictions or if any proposed developments could affect the property’s value.

Environmental Searches – These help uncover information about the property’s environment, such as whether it is at risk of flooding or built on contaminated land.

Water and Drainage Searches – These help you understand the property’s water supply and drainage systems, such as whether there are any public sewers or drains running under the property.

Chancel Repair Liability Search – This will let you know if the property is subject to chancel repair liability, which is a legal obligation for homeowners to pay for repairs to the local church.

Do I need searches when buying a house?

Whether you are buying a house for cash or with a mortgage, searches are necessary. Even if you are paying for the property in cash, it is still essential to conduct searches to ensure that you are making a sound investment. Searches provide peace of mind and ensure that you are not buying a property that could have hidden issues.

How long are property searches valid for?

The validity of property searches varies depending on the type of search conducted. Local Authority Searches are typically valid for three to six months, while other searches, such as Environmental Searches, are valid for up to six months. Your solicitor or conveyancer will advise you on the validity of the searches conducted and whether they need to be updated before completion.

Why are searches key to your house hunt?

Searches are key to your house hunt because they provide valuable information that can affect your purchase decision. By conducting searches, you can identify any potential issues that could affect the property’s value or your ownership of it. For example, if the property is built on contaminated land or is at risk of flooding, you can make an informed decision about whether to proceed with the purchase or not.

Searches can also reveal information about the local area, such as the quality of schools and local amenities. This information can help you decide whether the property is in the right location for you and your family.

Property searches are essential when buying a house. They provide crucial information that can affect your purchase decision and ensure that you are making a wise investment. Whether you are buying a house for cash or with a mortgage, searches are necessary. So, make sure that your solicitor or conveyancer conducts the relevant searches to ensure that you are buying a property that is right for you.

If you are looking to buy a house and need help with your mortgage, we’re here for you. Our expert mortgage advisors can help you find the right mortgage for your needs and ensure that you are getting the best deal. Get in touch today to find out more.

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