Our Top Mortgage Products: May 2024

Parents and their two daughters holding boxes whilst moving into a new house.

The dream of homeownership in the UK can feel increasingly out of reach. Rising house prices coupled with stricter lending requirements have made securing a mortgage a challenge, particularly for first-time buyers. Recent interest rate hikes have added another layer of complexity. While these hikes aim to combat inflation, they also push up borrowing costs, […]

What is the First Home Scheme?

Woman wearing glasses holding up set of keys

With the rising cost of property, buying your first home is a goal that is feeling increasingly out of reach to many people. If you’re a first time buyer who is looking to get that first, important – yet challenging – step onto the property ladder, then the First Home scheme might be able to […]

Everything You Need to Know About Buying a House at Auction

A gavel next to a small wooden house

Are you considering buying a house at auction? You’re in luck! Our comprehensive guide will tell you everything you need to know if you’re purchasing a property through auction. In this article, we’ll walk you through the ins and outs of house auctions in the UK, providing you with essential information to make informed decisions. […]

What Makes a House Unmortgageable?

Old dilapidated weatherbeaten house that needs to be renovated housing problem

Buying a home is an exciting and significant milestone in anyone’s life. For most, securing a mortgage is an essential step towards making that dream a reality. However, there are instances where a property may be deemed “unmortgageable.” In this article, we will delve into what it means for a property to be considered unmortgageable, […]

What Does Completion Date Mean?

closeup of man holding key of his new home

If you’re going through the process of getting a mortgage or buying a house, you know there are lots of specialist mortgage terms used that might be confusing. For example, the difference between completion and exchange. Completion is the final step you’ll go through when buying your home, and while it can be an extremely […]

What is Conveyancing?

An estate agent talking to a couple

Buying a property is a long-winded, difficult process. There are so many different elements and steps that need to be completed, and it can all be quite confusing, especially if you are a first-time buyer. At Key Solutions, we pride ourselves on our ability to make buying a house or flat easy, so we are […]

First Time Home Buyer Benefits

smiley embraced young first time buyer couple talking with real estate agent

Are you a first-time buyer in the UK dreaming of owning your own home? Congratulations on taking the first exciting step towards building your future! Becoming a homeowner is a significant milestone, and in this article, we will explore the benefits of buying a home for the first time in the UK. From financial perks […]

The Different Types of Property Searches and Why They’re Key to Your House Hunt

Photo collage with a magnifying glass and paper houses on hand

If you’re in the process of buying a house, you may be wondering about property searches and how they can impact your purchase decision. But are searches necessary when buying a house? Yes! These searches are essential as they provide crucial information that can affect your purchase decision and ensure that you are making a […]

Should I Buy a House or Sell Mine First?

Housing mansion residential dwelling architecture

What comes first: buying a new house or selling yours first? Just like the chicken or the egg, it’s a question people have been pondering for a long time, and especially with the market fluctuating and uncertainties surrounding house prices, it’s not unfair to want to know the best way to behave when it comes […]

What is a House Survey and Why Is It So Important?

Two people writing on post it notes.

You might think when purchasing a new home that a house survey is an unnecessary expense. Actually, it’s one of the more important things you need to tick off the list, and can save you money further down the line. In fact, those who decided not to get a survey faced, on average, £5,750 worth […]