Mortgage Broker for Birmingham
Finding the right mortgage takes more than a quick comparison search. With thousands of products on the market and lender criteria that vary significantly from one provider to the next, the difference between a good deal and the right deal often comes down to who’s advising you.
Key Solutions is an independent, award-winning mortgage broker with over 25 years of experience helping clients across the UK. For homebuyers, movers, and landlords in Birmingham, we’re here to make the process straightforward.
Mortgage services for Birmingham and the West Midlands
Our team works with clients at every stage of the property journey, and we’ve built the lender relationships over the years to support a wide range of circumstances. Whatever your situation, we have the expertise to find a mortgage that works for you.
We help Birmingham clients across a full range of mortgage needs:
- First-time buyers: Practical support from your first question to your completed application, including guidance on deposit requirements and government-backed schemes that may be available to you.
- Remortgaging: A whole-of-market search to make sure you’re not paying more than you need to when your current deal comes to an end.
- Buy to let: Whether you’re taking your first step into property investment or adding to an existing portfolio, we understand the West Midlands rental market and can find competitive buy to let solutions.
- Specialist mortgages: Self-employed, contracting, or carrying some adverse credit history? We work with lenders who take a more considered approach to complex applications.
Taking the complexity out of your mortgage
Most people don’t arrange a mortgage regularly enough to feel confident doing it alone, and there’s no reason you should have to. From the initial search through to completion, we manage the process on your behalf, keeping things moving and keeping you informed.
Share your situation
We’ll start with a straightforward conversation about your income, plans, and what you’re looking to achieve. No pressure, or lengthy paperwork.
We search the market
From there, we search thousands of mortgage products to identify the options best suited to your circumstances, and present our recommendation.
Leave the rest to us
Once you’re ready to proceed, we take care of the application, the lender liaison, and the admin so you can get on with everything else.
As with every client we work with, our 100% mortgage and service guarantee applies. If you’re not happy with our service, you’ll get your money back.
Why Birmingham clients choose Key Solutions
A track record built over 25 years
We’ve been helping people across the UK find the right mortgage since long before the process moved online. This experience means we’ve worked through almost every type of case and know how to get results.
Truly independent advice
As a whole-of-market broker, we have no commercial ties to any lender. Our only interest is finding the most suitable mortgage for you, searched across the full breadth of the market.
Complex cases handled with confidence
Not every application fits a standard template. We work regularly with self-employed professionals, contractors, expats, and people with adverse credit to find solutions that work.
Honest, plain-English advice
We make a point of explaining things clearly at every stage. You’ll always know where your application stands and why we’re recommending what we are.
A trusted reputation
Our reviews reflect the standard of service we aim to deliver to every client. We’re proud to be highly rated, and that drives how we approach every case.
You’re covered by our guarantees
Our mortgage and service guarantee means you can work with us in complete confidence. If we don’t deliver, you don’t pay.
Speak to a mortgage advisor for Birmingham
Get in touch with the Key Solutions team today. Tell us what you’re looking to do and we’ll take it from there.
Contact us
FAQs About Remortgaging
Do I need to visit your office to use Key Solutions?
No. We‘re based in Weston-super-Mare but work with clients across Birmingham and the wider UK remotely. All appointments can be arranged by phone or video call at a time that suits you.
Can you help Birmingham first-time buyers with a small deposit?
Yes. We have access to lenders offering products for buyers with deposits as low as 5%, and we can advise on any government-backed schemes that could support your purchase.
I’m self-employed in Birmingham. Can you still find me a mortgage?
Yes. Self-employed applications are something we handle regularly. We work with specialist lenders who assess income more flexibly, and we’ll work through your situation to find the most suitable option.
How much does your advice cost?
We charge a fee for our mortgage advice service and will always confirm the cost upfront before any work begins. Our service guarantee means that if we don’t deliver, you won’t be left out of pocket.