Mortgage Borrowing Calculator
We’re a ‘whole of market’ broker, so you can compare deals from nearly every lender on the market.
You won’t be put in a system, you’ll be put through to a person, who cares about you.
Enter your income details and we’ll show you an estimated borrowing range
Most lenders calculate how much you can borrow by applying a multiple to your income, but the multiple they’re prepared to use varies from lender to lender. Our mortgage borrowing calculator gives you a range of figures rather than a single number, so you can see at a glance which borrowing levels are widely available and which would require more specific circumstances or a smaller pool of lenders.
How much can I borrow?
Get an idea of how much you could borrow for a mortgage. This is an income-based guide rather than a full affordability assessment.
The figures provided are intended as a general guide to affordability. They are not a formal quotation or an agreement in principle. Mortgage lenders will also consider factors such as your existing credit commitments, household expenditure and overall financial circumstances, which may affect the amount you are able to borrow. For a more accurate assessment of your borrowing capacity, please get in touch and we’d be happy to help.
Get a clearer picture of what you could borrow
Once you’ve used the calculator, if you would like to talk to us about your mortgage options, we would love to hear from you. Our advisers can look at your full financial picture, compare deals across the market, and give you a more accurate idea of what you could realistically borrow.
These figures are for general guidance only. Lenders will also consider your existing loans, credit cards, dependants, household spending, credit history and other financial commitments. These could reduce the amount you borrow. For a more accurate idea of what you could borrow, speak to the Key Solutions team.
Estimated borrowing range provided in seconds
No hard or soft credit checks required
